Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual results may vary significantly based on personal circumstances
General Information Notice
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice for your specific situation.
This disclaimer outlines the terms and conditions governing your use of our website and services, helping you understand the scope and limitations of our offerings.
Information Accuracy Statement
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content presented on this website.
- Market conditions and regulations change frequently, potentially affecting the relevance of published information
- Individual financial situations vary greatly, making general information potentially unsuitable for specific circumstances
- Third-party data sources may contain errors or outdated information beyond our direct control
Liability Limitations
Our liability is limited to the extent permitted by Canadian law, excluding certain types of damages and claims as outlined below.
We exclude liability for:
- Indirect, consequential, or punitive damages arising from service use
- Financial losses resulting from decisions based on general information provided
- Technical issues, website downtime, or data transmission errors
- Third-party actions, advice, or services referenced through our platform
Professional Advice Notice
Our consultations provide general guidance and should not replace personalized advice from qualified financial professionals licensed in your jurisdiction.
Always consult with licensed financial advisors, tax professionals, or legal experts before making significant financial decisions affecting your personal situation.
External Links Policy
Our website may contain links to third-party websites for your convenience and additional information purposes only.
We are not responsible for the content, accuracy, privacy practices, or services provided by external websites linked from our platform.
Service Warranties
Our services are provided on an "as-is" basis without warranties of any kind, whether express, implied, or statutory.
We specifically disclaim warranties of merchantability, fitness for particular purposes, and non-infringement regarding our consultation services and website functionality.
Results and Outcomes
Individual results may vary
Financial outcomes depend on numerous personal factors including income, expenses, risk tolerance, market conditions, and individual implementation of discussed strategies.
User Indemnification
You agree to indemnify and hold harmless Lytheranova and its affiliates from claims, damages, or expenses arising from your use of our services or violation of these terms.
Legal Jurisdiction
These terms and your use of our services are governed by Canadian federal and provincial laws where applicable.
Governing Law: Canadian federal law and the laws of the province where our services are primarily delivered
Jurisdiction: Canadian courts shall have exclusive jurisdiction over disputes arising from these terms or service use
Provincial regulations may apply differently depending on your location within Canada
Disclaimer Updates
We reserve the right to modify this disclaimer at any time to reflect legal requirements, service changes, or business operational needs.
Disclaimer Questions
For questions about this disclaimer or its application to your situation, please contact us using the information below.
Company: Lytheranova
Email: contact@lytheranova.com
Phone: +1 416 225 47 49
Address: 34 Bay Street, Toronto, Ontario
Last Updated: July 29, 2025
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.